Core Viewpoint - President Trump has directed two major U.S. mortgage agencies to purchase a significant amount of mortgage-backed securities to lower housing costs ahead of the upcoming elections [1][3]. Group 1: Policy Announcement - Trump announced on social media that he has instructed Fannie Mae and Freddie Mac to buy $200 billion in mortgage-backed securities [3]. - The intention behind this policy is to drive down mortgage rates, thereby reducing home purchasing costs and monthly payments for Americans [3]. Group 2: Market Analysis - Analysts suggest that the actual impact of this policy may be limited, as the average rate for a 30-year fixed mortgage is currently 6.16% [5]. - Homeowners who secured loans at rates of 3% or lower during 2020-2021 are less inclined to move due to the high current rates, which has resulted in low transaction volumes in the secondary housing market [5]. - Additionally, high construction costs are contributing to a continued decline in new home construction, exacerbating the challenges faced by potential homebuyers in the U.S. [5].
特朗普：已指示房利美和房地美购买2000亿美元抵押贷款债券
Sou Hu Cai Jing·2026-01-09 13:39