Stay Ahead of the Game With Bank of America (BAC) Q4 Earnings: Wall Street's Insights on Key Metrics

Core Insights - Bank of America (BAC) is expected to report quarterly earnings of $0.95 per share, reflecting a 15.9% increase year-over-year, with revenues projected at $27.32 billion, a 7.8% increase from the previous year [1] Earnings Estimates - Changes in earnings estimates are crucial for predicting investor reactions, with empirical studies showing a strong correlation between earnings estimate revisions and short-term stock performance [2] Key Metrics Overview - Analysts predict the Efficiency Ratio (FTE basis) will be 63.5%, down from 65.8% a year ago [4] - The Book Value per Share of common stock is estimated to reach $38.32, up from $35.79 in the same quarter last year [4] - Total Earning Assets - Average Balance is projected at $3064.80 billion, compared to $2928.73 billion in the same quarter last year [5] - Total Nonperforming Loans, Leases, and Foreclosed Properties are estimated at $6.34 billion, up from $6.12 billion a year ago [5] - The Tier 1 Leverage Ratio is expected to be 6.7%, down from 6.9% in the same quarter last year [6] - Total Non-Performing Loans are forecasted to reach $6.37 billion, compared to $5.98 billion in the same quarter last year [6] - The Tier 1 Capital Ratio is projected at 12.9%, down from 13.2% a year ago [6] - Total Noninterest Income is expected to be $11.81 billion, up from $10.99 billion in the same quarter last year [7] - Net Interest Income (Fully taxable-equivalent basis) is projected at $15.64 billion, compared to $14.51 billion a year ago [7] - Investment and Brokerage Services are estimated at $5.11 billion, up from $4.71 billion last year [8] - Investment Banking Fees are expected to be $1.62 billion, slightly down from $1.65 billion in the same quarter last year [8] - Total Fees and Commissions are projected at $10.02 billion, compared to $9.54 billion in the same quarter last year [9] Stock Performance - Bank of America shares have increased by 3% over the past month, outperforming the Zacks S&P 500 composite, which rose by 1.2% [10]