济源人民币贷款增速连续16个月居全省第一

Group 1 - The core viewpoint is that by the end of December 2025, the total balance of RMB loans and deposits in Jiyuan is expected to exceed 200 billion yuan, marking a historic milestone with loans at 100.965 billion yuan and deposits at 102.001 billion yuan. The year-on-year growth rate of RMB loans is 20.27%, maintaining the highest growth rate in the province for 16 consecutive months [1] - Jiyuan's loan-to-deposit ratio is projected to reach 155.84%, significantly higher than the provincial average of 115.59%, ranking first in the province [1] - The growth of various loan categories, including technology loans, green loans, inclusive small and micro loans, and agricultural loans, has outpaced the provincial average [1] Group 2 - To enhance the precision of credit allocation, Jiyuan has initiated special actions such as "Golden Benefit for Enterprises" and green financial innovation, establishing a "white list" for key sectors to guide financial institutions in meeting enterprise needs, benefiting over a thousand enterprises with loans exceeding 10 billion yuan [2] - Jiyuan has implemented a debt "three replacement" mechanism to alleviate financing pressure on enterprises, utilizing monetary policy tools like re-loans and rediscounts, resulting in a total of 12.36 billion yuan in "three replacements" since 2025, saving enterprises approximately 134 million yuan in interest [2] - The weighted average interest rate of newly issued enterprise loans has decreased by 0.55 percentage points year-on-year, effectively reducing the financial burden on operating entities [2]