Sou Hu Cai Jing·2026-01-11 04:40Core Viewpoint - The international gold price continues to rise amid geopolitical turmoil, with significant increases in both gold and silver futures prices, driven by ongoing market demand for safe-haven assets [1]. Group 1: Gold Price Trends - As of January 9, 2026, gold futures for February delivery were priced at $4500.90 per ounce, up 0.90%, while silver futures for March delivery were at $79.341 per ounce, reflecting a 5.59% increase [1]. - The main gold futures contract on the New York Mercantile Exchange saw a weekly increase of 3.96% [1]. - Domestic gold jewelry prices have also risen, with some brands reporting prices exceeding 1400 yuan per gram [1]. Group 2: Banking Adjustments - Major Chinese banks, including Bank of China and Industrial and Commercial Bank of China (ICBC), have issued warnings and adjusted rules regarding gold trading to alert investors to increased risks [2]. - ICBC announced an increase in the minimum investment amount for its gold accumulation business from 1000 yuan to 1100 yuan, effective January 8, 2026 [6]. - The bank will also adjust the risk rating for personal customers purchasing gold accumulation, requiring a risk assessment to achieve a C3-balanced rating or higher for new accounts or investment plans [9]. Group 3: Investment Products - Several banks have launched structured deposit products linked to gold, offering flexible terms and a combination of principal protection and variable returns to attract investors [15]. - Jiangsu Bank introduced structured deposits with terms of 3 and 6 months, with minimum investment amounts of 10,000 yuan and expected annualized returns of 1% to 2.09% [15]. - DBS Bank has also entered the market with a 12-month bullish gold structured deposit, offering annualized returns of 1.5% to 4% with a minimum subscription of $10,000 [16].