金价飙升，多家银行公告提醒

Group 1 - Gold prices continue to rise, with COMEX gold futures increasing by 1.29% to $4518.4 per ounce, marking a weekly gain of 4.34% [1] - Since January 2026, major Chinese banks, including Bank of China and Industrial and Commercial Bank of China, have issued warnings and adjusted rules regarding gold trading to alert investors to risks [1] Group 2 - Bank of China has warned about illegal trading platforms that promote "gold investment" and "gold pre-pricing," which often lead to scams disguised as gambling [2] - These platforms claim low entry barriers and high returns, but they do not involve actual gold investment, putting participants' funds at risk [2] - The trading model mimics futures trading, requiring participants to pay a margin and a deposit of 2%-5% of the gold price, which can lead to forced liquidation if prices fluctuate significantly [2] Group 3 - Following the rise in gold prices, Industrial and Commercial Bank of China has raised the minimum investment amount for its gold accumulation business from 1000 yuan to 1100 yuan, effective January 8, 2026 [6] - The bank will also adjust the risk rating for personal customers engaging in gold accumulation, requiring a risk assessment to achieve a C3-balanced rating or higher [7] - This adjustment reflects the increased volatility in gold prices and the need for investors to have appropriate risk tolerance [7]