黄金又跌价了，26年1月10日金条降价，国内黄金、金条新价格

Group 1 - The price of spot gold has decreased by 0.03%, currently around $4,475 per ounce, which is approximately $142 per gram [1] - In China, the gold T+D price on the Shanghai Exchange is over 975 yuan per gram, while retail prices for jewelry range from 1,158 to 1,398 yuan per gram, indicating a significant price discrepancy [1] - Various jewelry stores have different gold prices, with notable examples including Nanyang Chow Sang Sang at 1,392 yuan per gram and Weihai Luk Fook at 1,390 yuan per gram [1] Group 2 - The price of gold jewelry varies significantly among brands, with Chow Tai Fook and Luk Fook selling at 1,398 yuan per gram, while Chow Sang Sang is slightly cheaper at 1,392 yuan [2] - A recent experience highlighted that the price difference for a 30-gram necklace can exceed 2,000 yuan across different stores, raising questions about the value of brand premiums [2] - The disparity in purchasing channels is notable, as gold T+D prices at the Shanghai Gold Exchange are much lower than retail prices for jewelry, which can exceed 1,400 yuan per gram due to design and brand fees [4] Group 3 - The gold-silver ratio has dropped to around 60, influenced by economic cycles, with silver prices rising due to increased demand from the renewable energy sector [4] - Analysts suggest that ordinary investors should be cautious about whether to focus on exchange prices or retail prices, as retail prices tend to lag behind market trends [4] - There is speculation about the potential for the gold-silver ratio to reach 120 again, prompting discussions on whether current gold prices present a buying opportunity [4]