吉富星：提高政府性融资担保就业贡献度

Core Viewpoint - The government financing guarantee system plays a crucial role in supporting enterprises and stabilizing employment, with an urgent need to enhance its support for employment and entrepreneurship [1][2]. Group 1: Government Financing Guarantee System - The government financing guarantee system has effectively addressed the financing difficulties faced by small and micro enterprises, promoting job stability and expansion [2][3]. - Since its establishment in 2015, the system has achieved nationwide county-level business coverage, with a cumulative cooperation business scale exceeding 5.6 trillion yuan, and the average guarantee fee rate dropping below 1% [2]. - The National Financing Guarantee Fund has served over 5.7 million small and micro enterprises, stabilizing approximately 59 million jobs [2]. Group 2: Employment and Entrepreneurship Support - The current economic environment faces a significant contradiction between strong supply and weak demand, necessitating a focus on stabilizing and expanding employment for key groups such as college graduates and migrant workers [3]. - Each 1 billion yuan of guarantees can stabilize over 800 jobs, highlighting the importance of enhancing the precision of government financing guarantees to support employment and entrepreneurship [3]. - Policies are being promoted to create a guarantee resource allocation mechanism based on employment contribution, with incentives for institutions that significantly contribute to employment [4]. Group 3: Future Directions - To ensure the sustainable operation of government financing guarantee institutions, there is a need for strengthened policy coordination and the establishment of a long-term incentive mechanism [5]. - Measures such as risk compensation, fee subsidies, and capital supplementation should be utilized to create a positive cycle of fiscal leverage, guarantee enhancement, loan follow-up, and real entity benefits [5]. - Local governments are encouraged to enhance the coordination of fiscal resources and increase capital injection and financial rewards to support the expansion of guarantee institutions [5].