今日银价，今日白银最新价格（2026年01月12日）

Core Viewpoint - The silver market has experienced a significant surge, driven by multiple factors, indicating its potential as a strong investment opportunity in the current economic climate [2][6]. Group 1: Market Performance - International spot silver reached $79.819 per ounce (approximately 19.20 yuan per gram), with a daily increase of 4.11% [4]. - Domestic silver (T+D) prices hit 19,400 yuan per kilogram (19.40 yuan per gram), rising by 4.53% [4]. - The Shanghai Futures silver contract surged to 19,438 yuan per kilogram (19.44 yuan per gram), marking a 6.19% increase, leading the market [4]. Group 2: Driving Factors - The expectation of a Federal Reserve interest rate cut has increased, leading to a weaker dollar and enhancing silver's appeal as a precious metal [4]. - Heightened global geopolitical risks, particularly in the Middle East and Europe, have driven investors towards silver as a safe haven [4]. - A historical supply-demand gap in the silver market, with a reported deficit of 320 million ounces in 2025, particularly due to surging demand from the photovoltaic and new energy sectors, has provided strong fundamental support for silver prices [4]. - Speculative funds have significantly increased their positions in the futures market and silver ETFs, reflecting a surge in retail investor enthusiasm [4]. Group 3: Investment Strategies - For aggressive investors, it is advised to avoid blindly chasing prices and to consider entering positions when prices pull back to the range of 19.0-19.2 yuan per gram [3]. - Conservative investors are encouraged to adopt a dollar-cost averaging approach by investing in silver ETFs or physical silver bars monthly to smooth out costs and benefit from long-term industry growth [8]. - For consumers and collectors, it is recommended to purchase silver bars with S999 purity from reputable sources and to be cautious with silver jewelry due to high craftsmanship costs [8]. Group 4: Future Scenarios - Optimistic Scenario (40% probability): If interest rate cuts are implemented and geopolitical tensions persist, silver prices may challenge new highs above 20.5 yuan per gram [8]. - Volatile Scenario (50% probability): The most likely outcome is that silver prices will oscillate between 19.0 and 20.0 yuan per gram, digesting recent gains while awaiting new directional signals [8]. - Downward Scenario (10% probability): In the event of a significant macroeconomic shift, silver prices could retreat below 18 yuan per gram for a deeper correction [8].