Capital Increase - The company plans to increase its capital by 1.5 billion RMB, raising its registered capital from 4 billion RMB to 5.5 billion RMB, pending regulatory approval [1] - The capital increase will be funded by the wholly-owned shareholder, Dajia Insurance Group, using its own funds [2] Financial Performance - In 2024, the company achieved profitability with a net profit of 0.25 billion RMB, compared to a net loss of 0.345 billion RMB in 2023 [5] - For the first three quarters of 2025, the insurance business revenue reached 8.095 billion RMB, a year-on-year increase of 16.6%, with a net profit of 0.075 billion RMB [5] Cost Structure and Efficiency - The comprehensive cost ratio improved from 105.04% in 2023 to 100.79% in the first three quarters of 2025, indicating enhanced operational efficiency [6] - The company has focused on non-auto insurance segments, with the share of non-auto insurance increasing to 38.3% by the third quarter of 2025 [6] Asset and Capital Adequacy - As of the end of the third quarter of 2025, the total assets of the company were 14.813 billion RMB, reflecting a year-on-year growth of 5.1% [3] - The solvency ratios were reported at 205.34%, meeting regulatory requirements, although there was a slight decrease of 0.06 percentage points from the previous quarter [2] Investment and Risk Management - The minimum capital for insurance risk was reported at 1.187 billion RMB, with increases in credit and market risk minimum capital due to changes in risk exposure and investment asset allocation [3] - The company has transitioned its wealth financial building from construction to investment property, impacting its capital structure [4]
改善资产结构 大家财险拟增资15亿元
Zhong Guo Jing Ying Bao·2026-01-12 05:20