2026年起北京提高生育保险产检费用报销标准，3000元以内全报

Group 1 - The core message of the news is the enhancement of maternity insurance coverage in Beijing, aimed at supporting childbirth and improving the maternity support policy framework [1] - Starting from January 1, 2026, the reimbursement standard for prenatal check-up expenses under maternity insurance in Beijing will be increased, with a full reimbursement of up to 3,000 yuan and a 30% reimbursement for expenses exceeding that amount, with a maximum fund payment of 10,000 yuan [1] - The new policy will also include reimbursement for prenatal check-up medical expenses for flexible employment, retirees, and insured residents, aligning with the reimbursement standards of the employee maternity insurance [1] Group 2 - Male employees' unemployed spouses will also be eligible for maternity insurance medical expense reimbursement, covering prenatal check-ups, hospitalization for delivery, and family planning surgery costs, based on the same standards as female employees [2]