央行上海总部：引导金融机构贷款合理增长

Core Viewpoint - The People's Bank of China Shanghai Headquarters is focusing on creating a favorable monetary and financial environment while promoting financial reforms and high-level openness in 2026 [1][4]. Group 1: Monetary Policy and Financial Environment - The central bank aims to implement a moderately loose monetary policy, accelerating the effectiveness of various existing and new policies [1]. - Initiatives include launching pilot programs for comprehensive financing costs for corporate loans and introducing targeted support for technology innovation enterprises [1]. - The bank plans to enhance service consumption and implement policies related to re-loans for elderly care [1]. Group 2: Financial Development and Support - The Shanghai Headquarters will promote the "Five Major Financial Articles" to better support technology, green finance, and elderly care sectors [1][4]. - A comprehensive financial service system covering the entire lifecycle of technology enterprises will be established [4]. - Continued efforts will be made to enhance financial services for small and micro enterprises and support rural revitalization [4]. Group 3: Financial Reform and Openness - The bank is committed to supporting the construction of Shanghai as an international financial center and promoting offshore trade financial service reforms [1][4]. - Initiatives include the formal operation of a digital RMB international operation center and the issuance of offshore bonds [1]. - The bank will also deepen reforms in the foreign exchange sector and promote the internationalization of the RMB [1][4]. Group 4: Financial Management and Risk Prevention - The bank aims to improve financial management and service levels, including the promotion of a unified bank settlement account system [2][4]. - A financial risk monitoring and analysis system will be established to prevent and mitigate financial risks [2][5]. - Continuous efforts will be made to combat illegal activities in the foreign exchange sector [5].