Core Viewpoint - Zoli Microfinance (06866.HK) is applying to return its small loan license at the entity level while planning to change its name and business scope to transform into a general holding company, which is a strategic adjustment rather than an exit from the small loan business [2][3] Group 1: Company Actions - The return of the small loan license is a rational choice to optimize the "dual license, single operating entity" structure, as the main operating subsidiary, Deqing Jinhui, will continue to hold its small loan license and manage all small loan operations [2][3] - Zoli Microfinance plans to change its name to "Zoli Science and Technology Co., Ltd." and revise its business scope to focus on managing core assets after the license return is approved [4] - The company aims to simplify its organizational structure, improve operational management efficiency, and enhance shareholder value through this adjustment [3][4] Group 2: Industry Context - The small loan industry is undergoing significant restructuring, with over 350 small loan institutions being canceled or withdrawn since 2025, reflecting a trend of "stock clearing and structural optimization" [5][6] - Regulatory tightening is a key driver of the industry's reshuffling, with new guidelines aimed at reducing the number of local financial organizations and enforcing stricter operational standards [6] - The competitive landscape is expected to intensify, with leading institutions focusing on resource integration and core business, while smaller entities may need to pivot towards technology output and niche financial scenarios to survive [6]
这家上市小贷公司宣布：建议退回牌照