Why Upstart Stock Lost 29% in 2025

Key Points Upstart reported strong growth and improved profitability in 2025. Rising credit risk, including in the auto loan market, hammered the stock. The labor market is weakening heading into 2026, which could be a threat for Upstart. 10 stocks we like better than Upstart › Shares of Upstart Holdings (NASDAQ: UPST), the volatile fintech stock, finished lower last year after a series of up-and-down movements. Despite strong growth in the underlying business due to the rollout of a new AI model ...