Citigroup Q4 Earnings on the Deck: How to Approach the Stock Now?

Key Takeaways C is expected to post y/y gains in Q4 sales and earnings ahead of its Jan. 14 earnings release.C is likely to gain from higher NII and stronger loan demand, alongside a rebound in investment banking fees.C faces elevated expenses from transformation efforts and a Russia exit, with rising non-accruals.Citigroup Inc. (C) is slated to report fourth-quarter and full-year 2025 results on Jan. 14, 2026, before market open.In the first nine months of 2025, Citigroup witnessed increases in net interes ...