去年亦庄小微企业贷款贴息力度创新高

Core Insights - The Beijing Economic-Technological Development Area (BDA) has reported a total of 84.3645 million yuan in loan interest subsidies for small and micro enterprises by 2025, marking a 54% year-on-year increase [1] - A total of 1,365 enterprises have benefited from this policy, representing a 42% year-on-year growth, indicating a significant expansion in the coverage and financial support of the loan interest subsidy policy [1] Group 1: Loan Interest Subsidy Policy - The loan interest subsidy policy has reached a historical high in terms of coverage and financial support, effectively reducing financing costs for enterprises and stimulating market vitality [1] - Since its implementation in 2020, the policy has been continuously optimized, allowing small and micro enterprises in the BDA to enjoy a 50% interest subsidy on loans, with a maximum of 500,000 yuan [1] - Among the 1,365 enterprises that received support, 873 are technology-based companies, highlighting the policy's focus on supporting technological innovation [1] Group 2: Financial Services for Technology Innovation - In April 2025, the BDA established a Technology Financial Service Center, attracting 22 financial institutions to provide innovative business consulting and services such as "Technology R&D Loans" and "Equity Rights Loans" [2] - The BDA has implemented a "no application required" model for the loan interest subsidy policy, allowing enterprises to receive funding support without actively seeking out policies, thus enhancing the efficiency of policy implementation [2] - The loan interest subsidy policy is being integrated with loan risk compensation funds to lower financing costs for enterprises and boost banks' confidence in lending, contributing to a healthier financing ecosystem for small and micro enterprises [2]