河南掌金数据如何助力企业融资与直播电商？

Core Insights - The article highlights the challenges faced by cross-border e-commerce sellers, particularly cash flow issues due to long payment cycles and the need for immediate funding solutions [1][2] - 河南掌金 is addressing these challenges by leveraging technology and data to create innovative financing solutions for cross-border e-commerce businesses [1][5] Group 1: Industry Challenges - Over 60% of cross-border e-commerce companies miss expansion opportunities due to cash flow issues [1] - Sellers like 李哲 experience delays in cash flow due to the time gap between upstream factory payment terms and downstream platform receivables [1][2] Group 2: 河南掌金's Solutions - 河南掌金 offers a financing service system that integrates data from cross-border e-commerce platforms, logistics, and payments, allowing sellers to access funds without traditional collateral [2][4] - Specific financing products include "export credit loans" based on sales revenue, "warehouse pledges" for inventory, and "in-transit receivables financing" to bridge cash flow gaps [4][6] Group 3: Technological Backbone - 河南掌金's services are supported by a robust technology infrastructure, including big data risk assessment models, blockchain for documentation, and privacy computing [5] - The company has established a global service network covering 223 countries, enabling rapid credit assessments and funding within 24 hours [5] Group 4: Competitive Advantage - 河南掌金 differentiates itself from traditional banks and other service platforms by offering a comprehensive, data-driven financing solution that covers the entire supply chain [6] - The integration of financial services with logistics and payment solutions positions 河南掌金 as a new choice for cross-border e-commerce businesses [6][7] Group 5: Market Trends - The competition in cross-border e-commerce is shifting from merely selling products to enhancing supply chain efficiency [7] - 河南掌金's innovative approach may be key to enabling Chinese companies to overcome financial barriers and achieve high-quality growth in international markets [7]