八载蝉联！中信百信银行荣登毕马威中国金融科技企业“双50”榜单

Core Insights - KPMG China has announced the 2025 KPMG China Fintech "Double 50" list, with Citic Baixin Bank making the list for the eighth consecutive year, highlighting its strong performance in financial technology and innovation [1] Group 1: Technological Innovation and User Experience - Citic Baixin Bank integrates technology deeply into its development, focusing on digital capabilities to enhance operational efficiency and user experience while promoting fintech ecosystem collaboration [3] - The bank's AI strategy is implemented through two core projects, "User Cube" and "Lingxi" intelligent agent, achieving a 65% improvement in credit approval efficiency for small and micro enterprises [4] - The "Lingxi" intelligent agent project enhances customer service interaction by allowing users to complete transactions and inquiries with a single command, addressing traditional service response delays and complexity [5] Group 2: Data-Driven Inclusive Financial Services - Citic Baixin Bank recognizes data as a new productive force for precise decision-making and digital operations, utilizing big data and AI to build credit risk control models for personalized inclusive lending services [6] - The bank has developed the "Smart Inquiry" application, which provides capabilities for unified indicator management, intelligent attribution, risk warning, and smart applications, achieving over 90% accuracy in intent recognition [6] - The bank aims to deepen the integration of digital technology and financial scenarios, expanding the depth and breadth of financial services to contribute to high-quality economic development [6]