1 Stock I'd Buy Before Nio in 2026

Group 1: Nio's Performance - Nio's shares have dropped by more than 90% over the past five years due to revenue deceleration and lack of profitability [1] - Despite the expiration of the U.S. EV tax credit, Nio reported a 54.6% year-over-year increase in vehicle deliveries in December 2025 [1] Group 2: SoFi's Growth and Profitability - SoFi has relaunched its crypto trading feature, which could serve as a long-term catalyst for growth [4] - The company has seen its profit margins expand, achieving double-digit net profit margins and a 38% year-over-year increase in net sales [7] - SoFi's commitment to blockchain is evident with the launch of a fully reserved stablecoin, indicating a deepening engagement in the crypto space [5]