The Bank of New York Mellon (BK) Reports Q4 Earnings: What Key Metrics Have to Say

Core Insights - The Bank of New York Mellon Corporation reported $5.18 billion in revenue for Q4 2025, a 6.9% year-over-year increase, with an EPS of $2.08 compared to $1.72 a year ago [1] - The revenue exceeded the Zacks Consensus Estimate of $5.12 billion by 1.21%, while the EPS fell short of the consensus estimate of $1.97 [1] Financial Performance Metrics - Tier 1 Leverage Ratio was reported at 6%, matching analyst estimates [4] - Net Interest Margin (FTE Basis) was 1.4%, slightly above the estimated 1.3% [4] - Book value per common share was $57.36, exceeding the estimate of $56.50 [4] - Average balance of total interest-earning assets was $387.29 billion, surpassing the estimate of $380.23 billion [4] Revenue Breakdown - Market and Wealth Services total revenue was $1.81 billion, above the $1.77 billion estimate, reflecting an 8.3% year-over-year increase [4] - Securities Services total fee and other revenue was $1.76 billion, matching the estimate, with a 7.2% year-over-year increase [4] - Securities Services net interest income was $735 million, exceeding the estimate of $693.25 million, representing a 7.9% year-over-year increase [4] - Total revenue for Securities Services was $2.5 billion, above the estimate of $2.46 billion, with a year-over-year increase of 7.4% [4] - Market and Wealth Services net interest income was $569 million, exceeding the estimate of $525.13 million, showing a 20% year-over-year increase [4] - Other Segment total revenue was $15 million, slightly above the estimate of $14.83 million, but reflecting a significant year-over-year decline of 179% [4] - Investment and Wealth Management net interest income was $51 million, surpassing the estimate of $44.37 million, with an 8.5% year-over-year increase [4] - Investment and Wealth Management total fee and other revenue was $803 million, slightly above the estimate of $801.07 million, but showing a year-over-year decline of 2.8% [4] Stock Performance - Shares of The Bank of New York Mellon have returned +3.2% over the past month, outperforming the Zacks S&P 500 composite's +2.3% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]