The Bank of New York Mellon Corporation (NYSE:BK) on Tuesday reported better-than-expected fourth-quarter earnings.The company posted diluted earnings per common share of $2.02 and adjusted diluted EPS of $2.08, beating the analyst estimate of $1.98. Total revenue rose 7% year over year to $5.179 billion, also exceeding the consensus estimate of $5.136 billion, driven by fee revenue of $3.698 billion, up 5%, and net interest income of $1.346 billion, up 13%.For 2026, BNY projected total revenue of $19.027 b ...

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Core Insights - Bank of New York Mellon (BNY Mellon) reported fourth-quarter 2025 adjusted earnings of $2.08 per share, surpassing analyst expectations of $1.99, with revenue reaching $5.18 billion, slightly above the forecast of $5.15 billion and reflecting a 7% increase from the previous year [1][2] Financial Performance - Net interest income increased by 13% year over year to $1.35 billion, driven by the reinvestment of maturing securities at higher yields and overall balance-sheet growth, although this was partially offset by deposit margin compression [2] - Fee revenue rose by 5% compared to the previous year [2] - For the full year 2025, BNY Mellon reported adjusted earnings per share of $7.50, a 24% increase from 2024, with total revenue rising 8% year over year to $20.1 billion [3] Asset Management - Assets under custody and administration grew by 14% year over year to $59.3 trillion, while assets under management increased by 7% to $2.2 trillion [2]

Core Viewpoint - The Bank of New York Mellon Corporation reported strong earnings for Q4 2025, but projects a slowdown in revenue growth for 2026, impacting stock performance [1][2][5] Financial Performance - BNY Mellon achieved an earnings per share (EPS) of $2.02, exceeding the estimated $1.97 [1][5] - The company reported revenue of approximately $5.18 billion, surpassing the anticipated $5.15 billion [1][5] Future Projections - The bank has projected a slowdown in revenue growth for 2026, which may be contributing to the decline in stock price [2][5] - CEO Robin Vince announced an increase in medium-term performance targets, raising pre-tax margin and return on tangible common equity by 5 percentage points each, now set at 38% and 28% respectively [2] Market Valuation - BNY Mellon has a price-to-earnings (P/E) ratio of approximately 16.24, indicating how the market values its earnings [3][5] - The price-to-sales ratio is about 2.08, reflecting the company's market value relative to its sales [3] Cash Flow and Financial Ratios - The enterprise value to sales ratio is notably low at 0.39, suggesting a potentially undervalued position in terms of sales [3] - The enterprise value to operating cash flow ratio stands at 5.14, indicating cash flow efficiency [4] - The earnings yield is 6.16%, showing the return on investment relative to its share price [4] - The debt-to-equity ratio is 1.17, indicating the company's financial leverage [4] - The current ratio is 0.50, which may suggest potential liquidity concerns [4][5]

Key Takeaways BK's Q4 adjusted EPS of $2.08 beat estimates and rose 20.9% from the prior-year quarter.BK results were driven by higher fee revenues and net interest income, with NII up 12.7% y/y.BK asset balances climbed, with AUM up 7% and AUC/A rising 13.8% y/y.The Bank of New York Mellon Corporation’s (BK)  fourth-quarter 2025 adjusted earnings of $2.08 per share surpassed the Zacks Consensus Estimate of $1.97. Also, the bottom line reflected a jump of 20.9% from the prior-year quarter.Results have been ...

The Bank of New York Mellon (NYSE:BK) Q4 2025 Earnings call January 13, 2026 11:00 AM ET Company ParticipantsMike Mayo - Managing Director and Head of U.S. Large-Cap Bank ResearchDavid Konrad - Managing Director of Equity ResearchDavid Smith - VP of Banks Equity ResearchRobin Vince - CEOMarius Merz - Head of Investor Relations and Corporate Development & Co-Head of Business FinanceBetsy Graseck - Global Head of Banks and Diversified Finance ResearchSteven Chubak - Managing DirectorEbrahim Poonawala - Managi ...

The Bank of New York Mellon (NYSE:BK) Q4 2025 Earnings call January 13, 2026 11:00 AM ET Company ParticipantsMike Mayo - Managing Director and Head of U.S. Large-Cap Bank ResearchDavid Konrad - Managing Director of Equity ResearchDavid Smith - VP of Banks Equity ResearchRobin Vince - CEOMarius Merz - Head of Investor Relations and Corporate Development & Co-Head of Business FinanceBetsy Graseck - Global Head of Banks and Diversified Finance ResearchSteven Chubak - Managing DirectorEbrahim Poonawala - Managi ...

The Bank of New York Mellon (NYSE:BK) Q4 2025 Earnings call January 13, 2026 11:00 AM ET Speaker1Good morning and welcome to the 2025 Fourth Quarter Earnings Conference Call hosted by BNY. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. Please note that this conference call and webcast will be recorded and will consist of copyrighted material. You may not record or rebroadcast these materials without BNY's consent. I will now turn the call over ...

Financial Performance - 2025 - Revenue reached $2008 billion, up 8% year-over-year[5, 27] - Pre-tax income increased to $71 billion, a 21% increase year-over-year[5, 27] - Net income was $53 billion, up 22% year-over-year[5, 27] - EPS increased by 28% to $740, or 24% excluding notable items[5] - The ROTCE was 261%, up 33%-pts year-over-year[5] Q4 2025 Financial Highlights - Revenue increased by 7% year-over-year to $5179 billion[24, 25] - Expenses increased by 4% year-over-year, excluding notable items[24] - Adjusted pre-tax margin was 37%, up 3%-pts year-over-year[24] - EPS increased by 31% year-over-year to $202, or 21% excluding notable items[24] Strategic Initiatives & Efficiency - Efficiency savings of approximately $550 million were generated[6] - Approximately $500 million was invested in new client solutions, technology, and personnel[6] - Operating leverage was 507 bps for the full year[3, 27] - The company returned $14 billion to common shareholders, including $377 million in dividends and $10 billion in share repurchases[24] Segment Performance - 2025 - Securities Services total revenue was $97 billion, up 9% year-over-year[67] - Market and Wealth Services total revenue was $70 billion, up 12% year-over-year[71] - Investment and Wealth Management total revenue was $33 billion, down 4% year-over-year[75] Outlook - The company aims to deliver its fourth consecutive year of positive operating leverage in 2026, targeting over 100 bps[56, 57] - Revenue is expected to increase by 5% year-over-year[57]

Shares of The Bank of New York Mellon Corporation ( BK ) have been an excellent performer over the past year, gaining over 50%. Rising equity markets and fairly elevated interest rates have created an excellent combinationOver fifteen years of experience making contrarian bets based on my macro view and stock-specific turnaround stories to garner outsized returns with a favorable risk/reward profile. If you want me to cover a specific stock or have a question for an article, just let me know!Analyst’s Discl ...