SPD BANK(SH:600000) Shang Hai Zheng Quan Bao·2026-01-13 18:10Core Viewpoint - The announcement presents the preliminary financial data for Shanghai Pudong Development Bank for the year 2025, highlighting significant growth in revenue and net profit, alongside improvements in asset quality and risk management [1][4]. Financial Data and Indicators - The company reported a total operating income of RMB 173.964 billion, an increase of RMB 3.216 billion, or 1.88% year-on-year [4]. - The net profit attributable to shareholders reached RMB 50.017 billion, up RMB 4.760 billion, or 10.52% year-on-year [4]. - The net profit excluding non-recurring items was RMB 50.144 billion, an increase of RMB 5.937 billion, or 13.43% year-on-year [4]. Operating Performance and Financial Condition - The total assets of the group exceeded RMB 1 trillion, reaching RMB 1,008.1746 billion, an increase of RMB 61.9866 billion, or 6.55% from the previous year [5]. - Total liabilities amounted to RMB 925.7316 billion, an increase of RMB 54.0217 billion, or 6.20% year-on-year [5]. - The company emphasized the enhancement of service capabilities to the real economy and the effective management of credit assets [5]. Asset Quality - The non-performing loan balance decreased to RMB 71.990 billion, down RMB 1.164 billion, with a non-performing loan ratio of 1.26%, a decrease of 0.10 percentage points [6]. - The provision coverage ratio improved to 200.72%, an increase of 13.76 percentage points from the previous year [6].