Affirm: Credit Card Interest Rate Cap Could Be Bullish

Core Insights - Affirm Holdings, Inc. has become a leading name in the Buy Now, Pay Later (BNPL) sector in the United States, establishing significant credibility despite skepticism surrounding the business model [1] Company Overview - Affirm is recognized for its role in the BNPL market, which allows consumers to make purchases and pay for them over time, a model that has gained traction in recent years [1] Market Sentiment - There remains a level of skepticism regarding the sustainability and viability of BNPL business models, yet Affirm has managed to build a reputation that may mitigate some of these concerns [1]