人民银行副行长邹澜：数据是数字经济时代的“点金密钥”

Core Viewpoint - The People's Bank of China emphasizes that data is the "golden key" in the digital economy era, highlighting significant advancements in the financial sector since the 14th Five-Year Plan, particularly in data infrastructure, governance, and security [1][2] Group 1: Data Infrastructure Development - Financial institutions have established enterprise-level data platforms, enhancing their data capabilities and integrating big data technologies to support decision-making across all business processes [1] - This transformation enables deeper customer insights, product innovation, and risk management, effectively empowering the entire value chain [1] Group 2: Data Governance Improvement - The financial sector has seen a gradual unification of enterprise-level data standards, driven by policy guidance and industry practices, leading to improved data quality [1] - The governance model has shifted from passive response to proactive value creation, marking a leap in development [1] Group 3: Security and Compliance Enhancement - Financial institutions have implemented a tiered and classified security management mechanism covering the entire data lifecycle, effectively mitigating risks of data misuse and leakage [1] - Technologies such as privacy computing have been adopted to facilitate secure, efficient, and compliant data collaboration and joint modeling [1] Group 4: Future Directions - The financial industry aims to deepen the market-oriented reform of data elements, accelerating the release of data value [2] - The focus will be on leveraging technology and institutional innovation to strengthen data security and advance the digital transformation of finance, providing robust support for building a modern financial system [2]