人民银行副行长邹澜：新技术在金融业风险识别、预警与处置中的核心作用日益凸显

Core Viewpoint - The People's Bank of China is focusing on modernizing the risk prevention system in the financial industry during the 14th Five-Year Plan, shifting from reactive measures to proactive, real-time risk management [1] Group 1: Risk Management and Technology - The financial industry is upgrading its risk control systems to move from post-event measures to proactive interventions and real-time prevention [1] - New technologies are playing a crucial role in risk identification, early warning, and management, with a collaborative defense mechanism beginning to take shape across the industry [1] - Financial institutions are enhancing their cybersecurity capabilities, establishing a multi-layered network security defense system [1] Group 2: Financial Infrastructure and Systemic Risk - Key financial infrastructures such as cross-border payment clearing and credit systems are being continuously improved, effectively enhancing the ability to isolate and resist systemic risks [1] - The development of a robust financial security framework is seen as essential for building a strong financial nation [1] Group 3: Future Directions and Innovation - Financial technology is viewed as both an accelerator for quality improvement and a stabilizing force for the financial system and national financial security [1] - The financial industry is expected to continue leveraging technological innovation to drive high-quality development and deepen digital transformation [1] - There is a commitment to enhancing financial services for the real economy, ensuring public welfare, and promoting open cooperation [1]