Citigroup Q4 Earnings Beat Estimates on Y/Y NII Growth, Stock Down

Key Takeaways C posted Q4 adjusted EPS of $1.81, up 35.1% year over year and ahead of the consensus estimate.C benefited from higher net interest income, lower provisions and a 38% rise in investment banking revenues.C faced rising expenses, weaker capital ratios and a sharp decline in non-interest income.Citigroup Inc. (C) reported fourth-quarter 2025 adjusted net income per share of $1.81, up 35.1% from the year-ago period. The metric also surpassed the Zacks Consensus Estimate by 9.7%.The company's resul ...