Apple(US:AAPL) Xin Lang Cai Jing·2026-01-15 01:47Core Viewpoint - Apple has officially announced that users in mainland China can now link Visa credit cards to Apple Pay, enabling overseas payments through the service [1]. Group 1: Apple Pay Expansion - The new feature allows for a more convenient and secure global payment experience for tourists and overseas students [4]. - Previously, Apple Pay in China only supported dual-currency cards with UnionPay, limiting international payment options [4]. - The integration of Visa credit cards will simplify cross-border transactions for users traveling abroad [8]. Group 2: Supported Banks and Cards - Users can add Visa credit cards issued by several banks, including Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others, to their Apple Wallet [4]. - Additional banks, such as Shanghai Pudong Development Bank and China Construction Bank, will gradually support this feature in the coming months [4]. Group 3: User Experience and Security - Apple Pay maintains its user-friendly setup, allowing users to add Visa cards via their bank's app, with a requirement for device updates to iOS 17 or higher [7]. - The service emphasizes security, using encrypted device account numbers instead of real card numbers, and requires dual authentication for transactions [8]. - Apple aims to enhance the travel experience by providing a reliable payment method for users globally [7].