“马钞”火爆 二手市场溢价飙升

Core Insights - The issuance of the Year of the Horse commemorative coins and banknotes by the People's Bank of China has sparked a nationwide buying frenzy, with both types of items selling out within minutes of their online reservation launch [1] Group 1: Market Demand and Characteristics - The demand for the commemorative coins and banknotes reflects a significant increase in public interest in physical assets backed by national credit, which are low-cost and emotionally resonant [1] - The popularity of zodiac commemorative items is attributed to three key characteristics: cultural scarcity, price anchoring effect, and social currency attributes, which are amplified by the festive season [1] Group 2: Secondary Market Trends - On secondary trading platforms, the commemorative coins and banknotes are being listed at significant premiums, with examples including a "coin and note" set priced at 78 yuan and a set of 20 banknotes listed for as high as 2000 yuan [1] - The current premium pricing is largely driven by short-term speculative sentiment, with a warning that most items may revert to face value in the long term due to the high issuance volume of 100 million banknotes [1] Group 3: Fraud Risks - As the market heats up, there is an increase in fraud risks, with scammers targeting collectors through various schemes, including pre-purchase scams and impersonation of bank officials [2] - Collectors are advised to purchase commemorative items through official channels to avoid counterfeit products and scams [2] Group 4: Recommendations for Collectors - Legal experts recommend that collectors should use official bank channels for reservations and verify any successful reservation notifications through official sources [3] - It is advised to maintain a rational assessment of the value of high-priced commemorative items and to report any fraud incidents to the authorities while preserving transaction records [3]