换房退税政策延期！有专家认为，将刺激购房者奔向“核心区”

Core Viewpoint - The Ministry of Finance, the State Taxation Administration, and the Ministry of Housing and Urban-Rural Development announced an extension of the personal income tax refund policy for residents purchasing new homes, effective from January 1, 2026, to December 31, 2027, which is expected to stimulate housing demand and market activity [1][2]. Group 1: Policy Details - The policy allows taxpayers who sell their own homes and purchase new ones within one year to receive a refund on the personal income tax paid on the sale of their current home [1]. - If the purchase price of the new home is greater than or equal to the selling price of the current home, the entire personal income tax paid will be refunded; if less, the refund will be proportional to the new home's purchase price [1][2]. Group 2: Market Impact - The extension of the tax refund policy is expected to enhance the demand for improved housing, particularly in core urban areas, and is seen as a measure to stabilize market expectations [2]. - Experts believe that the policy will lower the cost of purchasing for families looking to upgrade their homes, thereby promoting the release of demand for improved housing [2]. - The policy is anticipated to positively influence ongoing initiatives in cities like Shenzhen, which are aimed at stimulating market activity and encouraging a healthy market cycle [2].