Sou Hu Cai Jing·2026-01-15 06:41Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has applied for a patent related to cross-border remittance methods, devices, and storage media, indicating a focus on financial technology innovations [1] - The patent application, published as CN121329577A, was filed on February 2025 and aims to enhance the efficiency and security of cross-border remittances [1] - The method described in the patent involves generating a withdrawal identification code based on formal withdrawal applications and transaction details, which helps in reducing costs and processing time for exporters [1] Group 2 - ICBC was established in 1985 and is headquartered in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] - According to data from Tianyancha, ICBC has invested in 28 companies, participated in 5,000 bidding projects, and holds 976 trademark records and 5,000 patent records [1]