FINANCIAL STREET(SZ:000402) Xin Hua Cai Jing·2026-01-15 07:15Core Insights - The People's Bank of China reported that by the end of 2025, the total social financing scale reached 442.12 trillion yuan, marking an 8.3% year-on-year increase [1][2] Group 1: Social Financing Scale - The total social financing scale increased by 35.6 trillion yuan in 2025, which is 3.34 trillion yuan more than the previous year [4] - The balance of RMB loans to the real economy was 268.4 trillion yuan, reflecting a 6.3% year-on-year growth [2] - The balance of foreign currency loans to the real economy, converted to RMB, was 1.05 trillion yuan, showing an 18% decline [2] Group 2: Loan and Deposit Statistics - By the end of December, the balance of RMB loans was 271.91 trillion yuan, with a year-on-year growth of 6.4% [7] - The total increase in RMB loans for the year was 16.27 trillion yuan, with household loans increasing by 4.42 trillion yuan [7] - The total balance of deposits in RMB and foreign currencies was 336.14 trillion yuan, with a year-on-year increase of 9% [6] Group 3: Monetary Supply - The balance of broad money (M2) was 340.29 trillion yuan, reflecting an 8.5% year-on-year increase [5] - The balance of narrow money (M1) was 115.51 trillion yuan, with a year-on-year growth of 3.8% [5] - The cash in circulation (M0) reached 14.13 trillion yuan, marking a 10.2% year-on-year increase [5] Group 4: Foreign Exchange and Cross-Border Transactions - The foreign exchange reserves stood at 3.36 trillion USD by the end of December [9] - The total amount of cross-border RMB settlements under the current account was 17.86 trillion yuan in 2025 [9]