央行出台8项政策举措 支持经济结构转型优化

Group 1 - The People's Bank of China will implement 8 policy measures to support economic structural transformation and optimization [1] - The interest rates for various structural monetary policy tools will be reduced by 0.25 percentage points, with the one-year relending rate decreasing from 1.5% to 1.25% [1] - The quota for agricultural and small enterprise relending will be increased by 500 billion yuan, with a total quota of 1 trillion yuan specifically for private enterprises [1] - The relending quota for technological innovation and technological transformation will be increased from 800 billion yuan to 1.2 trillion yuan, including support for high R&D investment private SMEs [1] - The previously established private enterprise bond financing support tool and technological innovation bond risk-sharing tool will be merged, providing a total relending quota of 200 billion yuan [1] - The carbon reduction support tool will be expanded to include more projects with carbon reduction effects, guiding banks to support comprehensive green transformation [1] - The support areas for service consumption and elderly care relending will be expanded, incorporating health industry standards [1] Group 2 - The minimum down payment ratio for commercial property loans will be lowered to 30% to support the destocking of the commercial real estate market [2] - Financial institutions are encouraged to enhance their foreign exchange risk hedging services, providing cost-effective and flexible foreign exchange risk management tools for enterprises [2]