“固收+期权”全年榜单出炉！最高涨近8%，6家理财公司上榜

Core Insights - The average net value growth rate for "fixed income + options" public wealth management products in 2025 is 2.14%, exceeding the average return of 2024 by 47 basis points [5] - The A-share market experienced a significant recovery in 2025, with the Shanghai Composite Index rising by 18.41% and the Shenzhen Component Index by 29.87%, contributing to the performance of structured products linked to major stock indices [5] - Gold prices reached historical highs in 2025, with a nearly 70% increase, making gold-linked structured products popular among new "fixed income + options" offerings [5] Product Performance - The top-performing product is the "Zhaoyin Global Asset Momentum Two-Year Open 10th A Fund" with a net value growth rate of 7.96% [6][7] - The second and third positions are held by "Zhaoyin Global Asset Momentum Fourteen-Month Open 2nd A Fund" at 5.40% and "Ping An Wealth Management's Xinxiang Index Enhanced One-Year Open" at 5.16% [6][8] - The top three products are linked to major asset indices, with all established in 2021 [7] Investment Strategies - The "Zhaoyin Global Asset Momentum Two-Year Open 10th A Fund" employs a strategy that includes a significant portion of fixed income investments, focusing on stable returns while also investing in equities and commodities [7] - The "Zhaoyin Global Asset Momentum Fourteen-Month Open 2nd A Fund" follows a similar strategy, investing at least 90% of the principal in fixed income assets [8] - The "Ping An Wealth Management's Xinxiang Index Enhanced One-Year Open" is designed for investors seeking to enhance returns through equity exposure while maintaining a solid fixed income base [8]