3 6 Ke·2026-01-15 12:09Core Viewpoint - The total assets of CITIC Bank have surpassed 10 trillion yuan, reaching 10.13 trillion yuan, marking a year-on-year growth of 6.28% [1][3]. Financial Performance - In 2025, CITIC Bank reported total operating revenue of 212.475 billion yuan, a decrease of 0.55% compared to the previous year, while net profit attributable to shareholders increased by 2.98% to 70.618 billion yuan [2][3]. - The decline in operating revenue has narrowed compared to the first three quarters, where it was down 3.46% [2]. - The bank's non-interest income, particularly from bond investment trading, has shown improvement, contributing to the overall revenue stability [2][3]. Asset Quality and Management - As of the end of 2025, CITIC Bank's non-performing loan ratio was 1.15%, a slight decrease of 0.01 percentage points from the previous year, while the provision coverage ratio was 203.61%, down by 5.82 percentage points [3]. - The bank has shifted its focus from scale to quality and efficiency in growth, emphasizing risk management and compliance [3]. Leadership Changes - CITIC Bank has undergone two leadership changes in 2025, with former president Lu Wei resigning to take a position at Postal Savings Bank [4][5]. - The current president position is temporarily held by the chairman, Fang Heying, while there are five vice presidents in place [5].