要闻 | 央行发布多项金融政策

Core Viewpoint - The People's Bank of China has announced multiple financial policies aimed at supporting the high-quality development of the real economy, responding to current economic and financial conditions. Group 1: Monetary Policy Adjustments - The interest rates of various structural monetary policy tools will be reduced by 0.25 percentage points, with the one-year re-lending rate decreasing from 1.5% to 1.25% [2] - The quota for re-lending to support agriculture and small enterprises will be increased by 500 billion yuan, with a separate quota of 1 trillion yuan designated for private enterprises [2] - The quota for re-lending aimed at technological innovation and technological transformation will be increased from 800 billion yuan to 1.2 trillion yuan, expanding support to high R&D investment private small and medium-sized enterprises [2] Group 2: Risk Management and Support Tools - A combined management of the previously established private enterprise bond financing support tool and the technological innovation bond risk-sharing tool will provide a total re-lending quota of 200 billion yuan [2] - The support areas for carbon reduction tools will be expanded to include energy-saving renovations and green upgrades, guiding banks to support comprehensive green transitions [2] - The minimum down payment ratio for commercial property loans will be lowered to 30% to support the destocking of the commercial real estate market [3] Group 3: Financial Services Enhancement - Financial institutions are encouraged to enhance their foreign exchange risk management services, providing enterprises with cost-effective and flexible foreign exchange risk management tools [3]