紫金银行：将继续通过调整资产负债结构、降本增效、提升综合收益等方式加强息差管理

Group 1 - The core viewpoint of the article is that Zijin Bank is committed to enhancing interest margin management through adjustments in asset-liability structure, cost reduction, and improving overall returns [1] Group 2 - On the asset side, the bank aims to prioritize small and micro enterprise loans, implement loan rate control, and adopt tailored comprehensive service plans to enhance loan yield [1] - On the liability side, the bank plans to optimize the sources and maturity structure of deposits, control the scale of high-interest deposits, and accelerate the conversion of medium- and long-term deposits to short-term deposits [1]