要排队等5年？金价上涨，银行保险箱不够用了

Core Insights - The demand for bank safety deposit boxes in Beijing has surged, leading to a situation where many banks report that all their boxes are fully rented out, with waiting lists extending up to five to six years for new customers [1][2][4][13]. Group 1: Demand and Supply Situation - Many banks, including major ones like Industrial and Commercial Bank of China and Agricultural Bank of China, have reported that their safety deposit boxes are completely rented out, with thousands of customers on waiting lists [2][4]. - The average rental period for safety deposit boxes is approximately 3.5 years, with a low turnover rate of about 10%, making it difficult for new customers to secure a box [4][14]. - Some banks have indicated that they only have a few smaller boxes available, while larger boxes are in high demand and rarely become available [5][11]. Group 2: Pricing and Rental Structure - Rental prices for safety deposit boxes vary significantly based on size, with smaller boxes starting at around 318 yuan per year and larger boxes costing up to 8,000 yuan per year [8][9][11]. - Banks typically charge an annual fee along with a security deposit, and some offer discounts for high-tier customers [10][11]. - The pricing structure includes various box sizes, with the smallest box dimensions being approximately 12 cm x 9.8 cm x 54 cm and the largest being 77 cm x 37 cm x 54 cm [8]. Group 3: Market Trends and Customer Behavior - The increase in demand for safety deposit boxes is attributed to a shift in wealth management strategies among residents, with more individuals seeking to store valuable physical assets like gold and jewelry in secure environments [13][14]. - The trend is further driven by a low-interest-rate environment, prompting investors to seek alternative asset classes for wealth preservation [13]. - Customers prefer bank safety deposit boxes over home storage due to enhanced security features, including 24-hour monitoring and advanced protection systems [13][14].