Sou Hu Cai Jing·2026-01-16 05:53Core Viewpoint - The financial industry in China is transitioning from scale expansion to quality and efficiency improvement, driven by factors such as technological independence, green transformation, aging population, and external competition [1] Group 1: Aging Population and Pension Finance - The aging population and increasing awareness of retirement planning have made pension finance a crucial aspect of the insurance industry, contributing to high-quality economic development [3] - AIA Life Insurance has positioned itself as a benchmark in the foreign life insurance sector, focusing on a comprehensive health and pension protection system [3] - The company aims to become the leading brand in pension finance in Jiangsu by enhancing its strategic investment in this area and strengthening its professional capabilities [3][4] Group 2: Policy Support and Market Response - The "14th Five-Year Plan" emphasizes the need for a robust pension finance system, with commercial insurance playing a vital role in innovation and development [4] - AIA Life has actively engaged in promoting personal pension products, becoming one of the most effective entities in this area since the introduction of tax-advantaged policies [4][5] - By October 2025, AIA Jiangsu had provided personal pension protection to nearly 38,000 residents, with a total coverage exceeding 4.4 billion [5] Group 3: Product Innovation and Market Strategy - AIA Life has launched new pension products, including the "AIA Legacy Annuity Insurance" and "AIA Future 2025," designed to provide stable cash flow for retirement [5][6] - The company emphasizes the importance of risk prevention and the social value of insurance products, which serve as a safety net for families and society [6] - AIA Life's product offerings include customizable medical insurance and innovative critical illness plans, addressing the evolving needs of clients [7] Group 4: Talent Development and Professional Services - The company has initiated a "Pension Planner" program in collaboration with universities to enhance the professional capabilities of its workforce [8] - AIA Jiangsu focuses on attracting high-quality talent and providing systematic training to improve expertise in pension finance and policy interpretation [8] - The goal is to create a team that understands policies, clients, and services, facilitating comprehensive pension planning solutions [8] Group 5: Long-term Vision and Market Position - AIA Life is prepared to leverage the opportunities presented by the "15th Five-Year Plan," aiming to solidify its role as a stabilizing force in the economy and society [9] - The company’s commitment to long-termism and continuous investment in pension finance and traditional insurance products is central to its growth strategy [9][10] - AIA Jiangsu aims to enhance its service capabilities and industry influence through product innovation, talent development, and financial education [10]