央行:2025年11月末 金融“五篇大文章”贷款余额同比增长12.8%
Sou Hu Cai Jing·2026-01-16 09:23

Core Viewpoint - The People's Bank of China (PBOC) reported significant progress in supporting high-quality economic development through monetary and financial policies, with a focus on key sectors such as technology, green finance, inclusive finance, elderly care, and digital economy [1] Group 1: Financial Performance - As of November 2025, the loan balance for the "Five Key Areas" reached 107.7 trillion yuan, reflecting a year-on-year growth of 12.8% [1] - The interest rate for newly issued loans decreased by 0.42 percentage points compared to the same period last year [1] Group 2: Sector-Specific Loan Growth - Technology loans amounted to 44.8 trillion yuan, with a year-on-year increase of 11.5% [1] - Green loans reached 44.2 trillion yuan, showing a robust growth of 23% year-on-year [1] - Inclusive finance loans totaled 39.8 trillion yuan, growing by 10.3% year-on-year [1] - Loans for the elderly care industry stood at 216.2 billion yuan, while loans for the digital economy reached 8.5 trillion yuan, with growth rates of 60.2% and 14.6% respectively, both exceeding the overall loan growth rate [1]