Is LOLA Migration Paving Path to OppFi's Long-term Success?

Key Takeaways OPFI's auto-approval rate climbed to 79% in 3Q25, boosting revenues and margins by cutting interactions.OppFi saw expenses fall 490 basis points y/y in 3Q25, a trend expected to improve after LOLA.OppFi views LOLA as a scalable, AI-ready architecture designed to support long-term growth.OppFi (OPFI) is optimistic about the long-term scalability of the Loan Origination Lending Application (LOLA). The CEO stated that LOLA will serve as a clean architecture made to take advantage of swiftly devel ...