Group 1 - The White House's chief economic advisor, Kevin Hassett, suggested that large banks could voluntarily offer credit cards to Americans with stable incomes but lacking credit access, in response to President Trump's push to lower living costs [1][2] - President Trump previously called for a cap on credit card interest rates at 10%, a proposal that faced widespread opposition from bank executives and industry lobbyists, who argued it could disrupt consumer behavior and the financial system [1][2] - Hassett's alternative proposal targets individuals who are under-leveraged financially due to a lack of credit access, emphasizing that these individuals have sufficient income and stability to support credit limits [1][2] Group 2 - Banks indicated that if required to issue credit cards at a 10% interest rate, the most realistic response would be to scale back their credit card operations rather than lowering rates across the board [2] - Hassett noted that the government has communicated with several large bank CEOs, some of whom believe that the President's views on affordability have a basis in reality [2] - The concept of the "Trump credit card" remains in the conceptual stage, with no substantial discussions between a major credit card issuer and the government reported yet [2]
10%利率上限遭美国银行业抵制，哈塞特抛出“特朗普信用卡”替代方案
Zhi Tong Cai Jing·2026-01-17 00:43