金价上涨！这类骗局防不胜防

Core Viewpoint - The rise in gold prices has led to an increase in financial scams disguised as "gold investment" opportunities, prompting warnings from regulatory authorities about the associated risks [1][3]. Summary by Sections Types of Scams - Four main types of "gold investment" scams have been identified: 1. "Gold Custody Interest" scams, where fraudsters promise high fixed returns on entrusted gold without actual gold assets backing them [2]. 2. "Deferred Delivery Investment" scams, which involve fictitious gold trading to attract funds, essentially operating as a Ponzi scheme [2]. 3. Fake gold trading platform scams that mimic legitimate institutions to lure investors, subsequently manipulating market conditions and restricting withdrawals [2]. 4. "Gold Buyback/Appreciation" scams that charge high fees under the guise of buying back gold or offering value-added exchanges, ultimately disappearing with the funds [2]. Risks and Deceptive Practices - These scams primarily use "guaranteed high returns" as a bait, with a strong deceptive nature and hidden operational models [3]. - Regulatory bodies have noted that many of these schemes do not involve actual gold transactions, instead relying on the public's trust in gold as a safe asset to attract investments [3][4]. Prevention Measures - To mitigate risks, investors are advised to: 1. Abandon the illusion of "guaranteed high returns," as all investments carry risks, and high fixed return promises are often scams [4]. 2. Verify the credentials of institutions, ensuring they are licensed entities such as banks or members of the Shanghai Gold Exchange [4]. 3. Recognize the essence of transactions, avoiding any investment projects that do not involve actual gold delivery [5]. 4. Enhance financial literacy, being cautious of unfamiliar investment recommendations and verifying new investment models with regulatory authorities [5][6].