金监总局部署2026年工作任务：化解中小金融机构风险 推进“金监工程”建设

Core Insights - The National Financial Supervision Administration held a significant regulatory work meeting on January 15, 2026, outlining five key tasks for the year, with a focus on mitigating financial risks, promoting high-quality industry development, and enhancing regulatory effectiveness [1][2]. Group 1: Risk Mitigation - Mitigating risks in small and medium-sized financial institutions has been the top regulatory priority for three consecutive years, with a strong emphasis on preventing "explosive" failures in 2026 [1][2]. - The meeting highlighted the need to effectively manage existing risks while firmly preventing new risks from emerging, building on the significant progress made in reforming and mitigating risks in small and medium-sized financial institutions in 2025 [1][2]. Group 2: Industry Development - The 2026 regulatory tasks include a new focus on "deeply rectifying disorderly competition and continuously standardizing industry order," urging banking and insurance institutions to concentrate on their core businesses and pursue differentiated development [1][4]. - The regulatory body aims to enhance the industry's high-quality development capabilities by promoting a reasonable optimization of institutional layout and supporting the reduction and quality improvement of small financial institutions [2][4]. Group 3: Regulatory Effectiveness - The meeting emphasized accelerating the design and construction of the "Financial Supervision Project," which will provide strong support for practical implementation of the five major regulatory tasks [1][5]. - The project aims to leverage technologies such as big data and artificial intelligence to strengthen regulatory capabilities, with plans to upgrade the regulatory big data platform and create a smart regulatory platform [5].