河南人注意！首付不低于30%，商业用房购房贷款新政公布

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have announced an adjustment to the minimum down payment ratio for commercial property loans, setting it at no less than 30% [1]. Group 1 - The new policy applies to commercial properties, including "commercial-residential mixed-use properties" [1]. - Provincial branches of the People's Bank of China and local offices of the National Financial Regulatory Administration will determine the minimum down payment ratio for each city based on local government regulations, adhering to the principle of "differentiated policies" [4].