多省份公布金融数据：居民储蓄高增，浙江人均存款超17万元

Core Insights - The financial data from five provinces in China reveals a significant increase in household deposits, with growth rates between 8% and 9%, indicating a strong saving mentality among residents. However, there is a contrasting decline in household loans, particularly short-term loans, suggesting a lack of confidence in consumption and home buying [1][2][6]. Group 1: Household Deposits - The total balance of household deposits in the five provinces has shown a growth rate of 8% to 9%, reflecting a surge in residents' saving enthusiasm [2][4]. - Guangdong province reported a household deposit balance of 15.12 trillion yuan, an increase of 1.29 trillion yuan from the previous year, with a growth rate of 9.34% [2]. - Zhejiang province's household deposits reached 11.85 trillion yuan, with a year-on-year growth of nearly 10%, indicating a robust increase in saving behavior [2][3]. Group 2: Per Capita Savings - The national household deposit balance reached 167 trillion yuan, with a year-on-year growth of 9.71%, translating to an average per capita savings of 118,900 yuan [4]. - In Guangdong, the per capita savings stood at 118,300 yuan, reflecting an increase of 10,100 yuan from the previous year [4]. - Zhejiang's per capita savings significantly exceeded Guangdong's at 177,700 yuan, marking an increase of 16,100 yuan year-on-year [4]. Group 3: Loan Trends - Both Guangdong and Zhejiang experienced a contraction in household loans, with Guangdong's household loans decreasing by 471.8 million yuan, while Zhejiang's saw a slight decline of 60.49 million yuan [6][7]. - The overall loan balance in Guangdong increased to 29.92 trillion yuan, but the household loan segment showed a negative growth trend, particularly in short-term loans [6]. - In contrast, corporate loans in Guangdong and Zhejiang showed significant growth, with Guangdong's corporate loan balance increasing by 1.34 trillion yuan, reflecting a strong demand for business financing [7][8].