Bank Of Lanzhou(SZ:001227) Sou Hu Cai Jing·2026-01-19 12:35Core Viewpoint - Lanzhou Bank (001227) reported a mixed financial performance for the first three quarters of 2025, with a slight decline in revenue but an increase in net profit, indicating resilience in profitability despite revenue challenges [2]. Financial Performance - For the first three quarters of 2025, Lanzhou Bank's main revenue was 5.923 billion yuan, a year-on-year decrease of 2.14% [2]. - The net profit attributable to shareholders was 1.504 billion yuan, reflecting a year-on-year increase of 0.65% [2]. - The net profit excluding non-recurring items was 1.425 billion yuan, up 2.39% year-on-year [2]. - In Q3 2025, the bank's single-quarter main revenue was 2.003 billion yuan, down 2.67% year-on-year [2]. - The single-quarter net profit attributable to shareholders was 553 million yuan, a slight increase of 0.28% year-on-year [2]. - The single-quarter net profit excluding non-recurring items was 529 million yuan, showing a significant increase of 29.71% year-on-year [2]. Financial Ratios and Metrics - The bank's debt ratio stood at 92.2% [2]. - Investment income for the bank was reported at 1.351 billion yuan [2]. Business Operations - Lanzhou Bank's main business activities include accepting public deposits, issuing loans, handling domestic settlements, and engaging in various financial services such as bond issuance and foreign exchange operations [2].