央行发布1月LPR数据,连续8个月不变
Guan Cha Zhe Wang·2026-01-20 02:41

Group 1 - The People's Bank of China announced that the Loan Prime Rate (LPR) for January 2026 remains unchanged for the eighth consecutive month, with the 1-year LPR at 3.0% and the 5-year LPR at 3.5% [1] - The previous LPR values were 3.10% for the 1-year and 3.60% for the 5-year, indicating a reduction in May 2025 to the current levels [1] - The LPR is determined by quoting banks based on the open market operation rate, aimed at providing a pricing reference for bank loans [1] Group 2 - The Central Economic Work Conference emphasized the continuation of a moderately loose monetary policy, focusing on stabilizing economic growth and ensuring reasonable price recovery [2] - The policy aims to utilize various tools such as reserve requirement ratio cuts and interest rate reductions to maintain ample liquidity and support key areas like domestic demand, technological innovation, and small and medium enterprises [2] - The goal is to keep the RMB exchange rate stable at a reasonable and balanced level [2]