五部门实施中小微企业贷款贴息政策，单户贴息贷款规模上限5000万元

Core Viewpoint - The Chinese government has announced a loan interest subsidy policy aimed at supporting small and micro enterprises, effective from January 1, 2026, with a focus on specific industries and sectors [1][2]. Group 1: Policy Details - The policy provides a subsidy of 1.5% per annum on the principal amount of eligible fixed asset loans for small and micro private enterprises, with a maximum loan amount of 50 million yuan per enterprise [1]. - The implementation period for this policy is initially set for one year, with the possibility of extension based on circumstances [1]. - Loans that benefit from this subsidy cannot simultaneously receive other central financial interest subsidy policies [1]. Group 2: Eligible Sectors - The policy targets key industries including but not limited to new energy vehicles, industrial mother machines, pharmaceuticals, medical equipment, basic and industrial software, civil aircraft, servers, mobile communication devices, new displays, instruments, industrial robots, rail transit equipment, marine engineering equipment, agricultural machinery, and related upstream and downstream industries [2]. - It also encompasses productive service sectors such as technology services, logistics services, information and software services, energy-saving and environmental protection services, productive leasing services, and business services [2]. - Emerging fields represented by artificial intelligence are included in the eligible sectors for this policy [2].