三部门：取消单笔消费贴息金额上限500元的要求

Core Viewpoint - The Ministry of Finance, the People's Bank of China, and the Financial Regulatory Bureau have announced measures to optimize the implementation of the personal consumption loan interest subsidy policy, expanding support and increasing subsidy standards [1][2]. Group 1: Expanded Support Scope - The scope of support has been expanded to include credit card bill installment services, with an annual subsidy rate of 1% [2]. - Restrictions on consumption areas have been lifted, allowing residents to use personal consumption loans for various fields of consumption and new credit card bill installments, subject to verification by the lending institution [2]. Group 2: Increased Subsidy Standards - The previous cap of 500 yuan on individual consumption subsidy amounts has been removed, as well as the limit of 1,000 yuan on cumulative consumption subsidies for each borrower at one lending institution [2]. - The annual cumulative consumption subsidy limit of 3,000 yuan per borrower at one lending institution remains unchanged [2]. Group 3: Increased Lending Institutions - Local financial departments will collaborate with relevant local authorities to establish local personal consumption loan subsidy policies, including a wider range of lending institutions such as city commercial banks, rural cooperative financial institutions, foreign banks, consumer finance companies, and auto finance companies [2]. - The central and provincial finances will bear 90% and 10% of the subsidy funds, respectively [2].