财政部:个人消费贷财政贴息延期,信用卡账单分期纳入支持
2 1 Shi Ji Jing Ji Bao Dao·2026-01-20 05:35

Core Viewpoint - The Ministry of Finance has announced an extension of the personal consumption loan interest subsidy policy until the end of 2026, aiming to support consumer spending during this period [1] Group 1: Policy Changes - The implementation period for the personal consumption loan interest subsidy policy is now from September 1, 2025, to December 31, 2026 [1] - Credit card installment payment services have been included in the support scope, with an annual interest subsidy rate of 1% [1] Group 2: Subsidy Conditions - The previous limit of 500 yuan for a single consumption interest subsidy has been removed [1] - The cumulative interest subsidy limit of 1,000 yuan for each borrower at a single financial institution has also been eliminated [1] - The annual cumulative interest subsidy limit of 3,000 yuan per borrower at a single financial institution remains unchanged [1]