财政部：推出支持民间投资四项政策，降低企业融资成本和门槛

Core Viewpoint - The Chinese government is implementing a series of policies aimed at stimulating private investment to promote high-quality economic and social development, with a focus on reducing financing costs and easing access to financing for private enterprises [1][3]. Group 1: Policies to Stimulate Private Investment - The new policies include various support measures such as loans, interest subsidies, guarantees, and compensations, which are designed to lower financing costs for private enterprises [3]. - A specific example provided indicates that a manufacturer of agricultural machinery could save 1.5 percentage points on a loan of 50 million yuan, resulting in a reduction of interest expenses by 1.5 million yuan over two years, thereby enhancing the company's investment capacity [3]. Group 2: Reducing Financing Barriers - The government is introducing a special guarantee plan to help private enterprises secure funding by increasing the credit guarantee limits and risk-sharing ratios, making it easier for banks to lend [4]. - For instance, the guarantee limit for a single enterprise has been raised from 10 million yuan to 20 million yuan, and the risk-sharing ratio from the national financing guarantee fund has increased from 20% to 40%, allowing for a maximum guarantee of 8 million yuan on a 20 million yuan loan [4]. Group 3: Expected Outcomes - The combination of these policies is anticipated to effectively help enterprises save on financing costs and enhance profitability, thereby invigorating private investment [5].